Federal Student Aid, an office of the U.S. Department of Education: Proud sponsor of the American mind. Federal Student Aid, an office of the U.S. Department of Education: Proud sponsor of the American mind.

Complete Counseling

Due to routine system maintenance, the StudentLoans.gov website is unavailable from 3 a.m. ET  until 11 a.m. ET on Sunday, June 16, 2019. You may not sign master promissory notes, complete counseling or TEACH Grant processing flows, or submit Loan Consolidation applications or Income-Driven Repayment Plan requests. Please attempt to log in to the website after the outage period ends. We apologize for any inconvenience this outage may cause and appreciate your understanding and patience while we complete this important activity.

Entrance Counseling

What is Entrance Counseling?

If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.

If you are completing entrance counseling to borrow a loan as an undergraduate student, then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.

If you are completing entrance counseling to borrow a loan as a graduate or professional student, the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.

Your school may have alternate entrance counseling requirements. Check with your school's financial aid office to be sure that the counseling available on this Web site satisfies its requirements for entrance counseling.

Complete Entrance Counseling

Who should complete this?

    Students who have not previously received a subsidized/unsubsidized loan or PLUS loan (graduate/professional students only) under the Direct Loan Program or Federal Family Education Loan (FFEL) Program.

How long will it take?

The entire counseling process must be completed in a single session. Most people complete counseling in 20-30 minutes.